As Dubai solidifies its global reputation as a secure and strategic hub for property investment, the 10-Year Golden Visa remains one of the most valuable incentives available to real estate investors. At fäm Conveyancing, our role extends far beyond property transfers—we are legal advisors, compliance partners, and visa eligibility strategists.

This 2025 guide outlines the legal framework, property valuation requirements, and conveyancing protocols necessary to secure the Golden Visa through real estate investment. It is designed for both new and existing property owners who seek to transform their assets into long-term UAE residency.

Minimum Eligibility: AED 2 million in Property Ownership
To qualify for the 10-Year Renewable Golden Visa, the investor must own one or more properties in Dubai with a combined market value of AED 2 million, registered under their name.
Ownership can be spread across multiple units, as long as the total property value—based on certified valuation—meets the threshold.

Joint Ownership and Spousal Benefits
When ownership is shared between spouses, both parties may apply for the Golden Visa if the combined property value is AED 2 million (i.e., AED 1 million each). In this case, a legally attested marriage certificate must be submitted with the application to reflect the spousal relationship.

Joint ownership with non-spouses (e.g., business partners or siblings) requires each applicant to individually meet the AED 2 million threshold to qualify independently.

Market Valuation: Your Key to Visa Eligibility
The current market value—not the original purchase price—is the determining factor for visa eligibility. Even if the property was initially purchased below AED 2 million, a DLD-certified property valuation report may confirm that the asset now qualifies based on market appreciation.

fäm Conveyancing coordinates this process with licensed valuators registered under the Dubai Land Department to ensure compliance and expedite eligibility confirmation.

Mortgaged Properties: What You Need to Know
For mortgaged properties, the DLD does not require proof of repayment history. Instead, the applicant must submit a No Objection Certificate (NOC) issued by the financing bank. Once the NOC is secured, the Golden Visa process may proceed without restriction, subject to verification of ownership value and as along as the minimum investment is AED 2,000,000.

Off-Plan (Under Construction) Properties
Eligibility for off-plan properties depends on both the construction progress and the documentation available. To be considered, the applicant must submit:

• A registered Oqood Certificate issued by the developer from Dubai Land Department system.
• A recent statement of account reflecting payments made.

If the project is still in early stages or lacks progress, the application may not be accepted. However, for active developments near completion, the Dubai Land Department may assess such cases individually.

Golden Visa Benefits for Real Estate Investors

• 10-Year Residency – renewable as long as qualifying property is retained.
• No exit restriction – applicants may remain outside the UAE for over 6 months without cancellation.
• Extendable coverage – includes spouse, children, and parents under the same sponsorship.
• No sponsor required – self-sponsored through investment.
• Stability and long-term planning – ideal for global investors and high-net-worth individuals.

What Happens If You Sell the Property?
If the investor sells the qualifying property, the Golden Visa must be canceled unless another eligible property is owned and as long as the minimum investment or value is equal to AED 2,000,000. In such cases, fäm Conveyancing facilitates the transition of the visa to the new asset, preserving residency without disruption.

fäm Conveyancing – Your Legal Partner for Golden Visa Applications
From ownership structuring to title transfer, valuation coordination, and visa documentation, fäm Conveyancing provides an end-to-end legal framework to secure your 10-Year Golden Visa with complete regulatory alignment.

Our services include:

• Golden Visa Application Management
• Dubai Land Department Compliance Handling
• Certified Valuation Reports
• Bank NOC and Mortgage Coordination
• Spousal and Dependent Visa Structuring
• Full Legal Review of Ownership Rights

The UAE’s Golden Visa scheme is more than a residency—it is a legal and financial opportunity. At fäm Conveyancing, we empower our clients by combining legal precision, valuation expertise, and deep knowledge of Dubai’s real estate regulations. If you are a property owner, investor, or exploring residency opportunities through real estate, we are ready to guide your journey.

📞 00971588229107 | 00971521289592
📧 info@famconveyancing.com
🌐 www.famconveyancing.com

Secure your property. Secure your future.
fäm Conveyancing – Your Legal Gateway to Golden Residency.